RBL Bank YOUnique Credit Card
Finance Avnish Singh  

Check RBL Bank YOUnique Credit Card Features & Benefits

While a credit card helps you deal with planned and unplanned expenses conveniently, it usually comes with multiple offers and discounts related to entertainment, shopping, etc., which you may or may not avail. Now, RBL bank has introduced a YOUnique credit card packed with exclusive benefits which suit your needs and interests. One can easily build their credit cards through the official bank website by fulfilling the eligibility criteria and choosing the benefits in the next step, followed by online KYC verification.

With the new RBL Bank YOUnique credit card, the customers get the unique opportunity to choose from a broad range of product offers and pay for their preferred benefits in the form of an annual fee. Besides choosing from an exhaustive range of offers, the users also get the liberty to rebuild their existing cards from scratch every year based on their convenience and spending patterns.

Scroll down to check the features and benefits of an RBL Bank YOUnique credit card.

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RBL Bank allows you to pick certain offers per your interest and requirements to maximize your benefits along with the following features:

  • Paying for what you choose is a key feature of the YOUnique credit card that lets you customize the credit card suited to your lifestyle at an affordable fee. While selecting a particular offer, you can see the relevant price tag attached to it and the total billing amount you have to pay as the annual card fee. Conversely, no annual fee is charged on your credit card if you refuse to incorporate any benefits from the list.

  • Every year, the bank allows you to rebuild the existing credit card from scratch by making a varied mix of new and old offers. Another YOUnique feature is that the product offers can be added or removed from the credit card before its issuance.

  • With the RBL MyCard App, you can control your YOUnique card by monitoring purchases and transaction history. Along with making utility bill and card payments through the app, you can also view and download account statements. You can also convert purchases into EMI and acquire information about customized rewards on the app.


  • Upon purchasing the RBL Bank YOUnique credit card, the bank offers the following two basic benefits by default:

    • One reward point on every ₹100 spent (except on fuel)
    • Fuel surcharge waiver of up to ₹100 every month (on transactions between ₹500-₹4000)

These benefits are provided irrespective of whether the customer has chosen any benefit from the bank’s broad range of offers.

  • A vital benefit of the card is that there is no upper or lower limit for choosing the reward offers and discounts corresponding to F&B, travel, shopping, lifestyle, entertainment, etc.

RBL Bank YOUnique credit card is a powerful tool to fulfill your desires and needs without paying any extra penny for unwanted benefits or offers. The tailor-made credit card empowers you to spend money on your favourite services and products without any reluctance and obtain the maximum rewards, discounts, and promotional offers associated with it.

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